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Featured Business Financial Advisor in Gaithersburg, MD
Gaithersburg Financial Advisors
CIC Wealth
9841 Washingtonian Blvd, Suite 415
Gaithersburg, MD 20878
(301) 816-4683
“Life Well Calculated”
Advisor Profile
Ryan Wibberley
Name:  Ryan Wibberley
Phone Number:  (301) 816-4683
Website:  Visit Website
Disclaimer
Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. This communication is strictly intended for individuals residing in the states of AK,AL,AZ,CA,CT,DC,DE,FL,GA,HI,IA,IL,IN,LA,MA,MD,MI,MO,MS,NC,NJ,NV,NY,OH,OR,PA,RI,SC,SD,TX,VA,WA,WV. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html

About CIC Wealth

CIC Wealth empowers people to achieve financial independence, manage the risk of outliving their assets, and leave a legacy.

We take a holistic approach to financial planning. We are here to educate you and design a strategy to help you live worry-free now and in the future.

After 17 years, CIC Wealth remains steadfastly committed to the same simple idea: helping clients reach their personal financial goals through straightforward, unbiased financial advice and guidance.
 

General Information

CRD#:    2370778
Firm CRD#:    8032
SEC File#:    24040
Insurance License#:    86236
Name of Broker/Dealer:    Commonwealth Financial Network
Name of Custodial Firm:    National Financial Services
States Licensed in:    AK,AL,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,IL,IN,LA,MA,MD,MI,MO,MS,NC,NJ,NY,NV,OH,OR,PA,RI,SC,SD,TX,VA,WA,WV
States Willing to do Business in:    Alexandria,Annandale,Annapolis Junction,Arlington,Ashburn,Ashton,Bethesda,Boyds,Brookeville,Burke,Burtonsville,Cabin John,Centreville,Chantilly,Chevy Chase,Clarksburg,Clarksville,Columbia,Damascus,Derwood,Dickerson,Ellicott City,Fairfax,Fairfax Station,Falls Church,Fort Myer,Frederick,Gaithersburg,Garrett Park,Germantown,Glen Echo,Great Falls,Herndon,Kensington,Laurel,Leesburg,Marriottsville,Mc Lean,Montgomery Village,New Market,Oakton,Olney,Poolesville,Potomac,Reston,Rockville,Sandy Spring,Silver Spring,Springfield,Sterling,Sykesville,Vienna,Washington
Years of Experience in Financial Services:    23
Number of Years with Current Firm:    17
Work Experience:    23 years
I work with the following types of clients:    Non-Profit Organizations, Individual Investors, Businesses
 

Services

Investment Types:    Alternative Investments, Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
I can meet clients in the following ways:    At your office, Via email, Via phone, At my office, At your home
 

Qualifications & Memberships

Certifications, Accreditations & Designations:    Certified in Long-Term Care (CLTC), Accredited Investment Fiduciary® (AIF)
Securities Licenses:    Series 65, Series 24, Series 63, Series 7
Insurance and Annuity Licenses:    Disability, Health, Variable Life, Long Term Care, Variable Annuity, Life, Annuity
Financial Organization Memberships:    Financial Services Institute, Paladin Registry
 

Firm Information

Assets Managed by Firm:    $400MM
 

Compliance

Registered Representative:    Yes
Investment Advisor Representative:    Yes
I am an acknowledged fiduciary:    Yes
Compliance Disclosures in Last 5 years:    I have a clean record
Criminal Disclosures in Last 5 years:    I have a clean record
 

Compensation & Fees

Fee Structure:    I am a Fee-Based financial professional
Minimum Portfolio Size for New Managed Accounts:    $250,000
Compensation Methods:    Based on Assets, Commissions, Flat Fee, Hourly
Fee % Based on Assets:    1
Hourly Rate:    $200
Additional Details on Charges:    First $1,500,000 - 1%
Next $1,500,000 - 0.8%
Over $3,000,000 - negotiable
Minimum Fee Charged for Managed Accounts:    $0
Minimum Fee Charged for Hourly Planning Accounts:    $200
 
 
 
Prepared By: Ryan Wibberley

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