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| Featured Business |
Financial Advisor in Stockton, CA |
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About Northern California Planners |
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General Information |
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| Insurance License#: |
0609989
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| States Licensed in: |
CA,NV,UT,AZ,OR
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Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
Life Underwriter Training Council Fellow (LUTCF)
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| Securities Licenses: |
Series 6, Series 63, Series 26
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| Insurance and Annuity Licenses: |
Disability, Accident, Variable Life, Long Term Care, Annuity, Health, Life, HMO, Variable Annuity
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Compensation and Fees |
| Fee Structure: |
I am a fee-based financial professional
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| Compensation Methods: |
Commissions, Based on Assets
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| Prepared By: |
Gary Santos |
Frequently Asked Questions |
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| Q. |
Do you have a customer satisfaction or refund policy? |
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| Q. |
What are your qualifications? What is your education background? |
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LUTCF, AA Stockton College,attended USF,UOP |
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| Q. |
What is your approach to financial planning? |
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analyze your goals, find and analyze your risk characteristics and monitor your ongoing plan make adjustments when needed |
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What services do you offer? |
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depends on the needs of the client |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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we have a team approach, using different specializations as required by the client's needs |
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| Q. |
How are you compensated? How will I pay for your services? |
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depends on the product used |
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| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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depends on the agreement with the client |
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| Q. |
Do you offer any guaranteed results? |
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| Q. |
How much risk should I be willing to take? |
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depends on your risk analysis taken |
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| Q. |
Have you ever been charged with any breaches? |
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What services do you provide? What are your specialties? |
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What is your experience? How many clients do you currently manage? |
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| Q. |
What financial institution(s) do you represent? |
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PlanMemmber Securities Corp. |
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| Q. |
How do you charge for your services? |
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Do you provide a free initial consultation? |
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Why should I choose you as my financial advisor? |
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we try to be thorough in the background findings to make sure we address all your planning needs |
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What are your management fees? |
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depends on the client needs |
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What kind of plans do you specialize in? |
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Do you have a minimum requirement for number of employees or total investment value? |
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one to 100 up to 100 million |
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What type of plans do you offer? |
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401k, SEP, 403b, 457b,IRAs,401a |
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Do you offer any additional services? |
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depends on the needs of the client |
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| Q. |
What are your qualifications? |
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as part of my practice we perform 401k RO |
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What is your approach to 401 K plan rollovers? |
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depends on the client needs and goals |
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How long does the process of rolling over a 401K plan usually take? |
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What financial institutions do you represent? |
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PlanMember Securities Corp. |
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How many years of experience do you have? |
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What are your fees for this service? |
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How many 401K rollover clients do you currently manage? |
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Why should I roll over my 401K plan to your firm? |
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it would depend on the client needs and goals at the time of rollover |
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Do you provide a free initial consultation? |
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