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Monterey Park Financial Planners

Monterey Park financial planners take the time to learn about their clients' goals before helping them develop personalized financial strategies. Because no two Monterey Park families will have the same set of objectives, a qualified Monterey Park financial planner doesn't apply a generic plan to every household. Instead, certified planners offer unique California planning solutions to every client's concerns.

Like other cities in Southern California, Monterey Park enjoys all of the conveniences of urban living. However, Monterey Park also enjoys the atmosphere of a suburban community. Commercial redevelopment efforts have promoted new growth in this CA community, which borders Los Angeles. Enterprising professionals work with certified Monterey Park financial planners to make their hard earned income grow. Families and retirees in Monterey Park can use the services of financial planners when purchasing a home or collecting retirement distributions.

Buying Your First California Home

Monterey Park has a thriving business district, which employs many of the city's residents. Many young working professionals in Monterey Park dream of owning their own homes in this community. However, buying an affordable home can be a challenge. A Monterey Park financial planner can make the process of purchasing your own home a successful venture.

Certified financial planners will sit down with you to analyze your current income, your projected earnings, your savings and investment funds. Once you've worked with your Monterey Park financial planner to evaluate your assets, you can determine how much money you can afford to spend on a house or condominium in Southern CA. Financial planners will also look at your credit rating and your debts to decide how these factors might affect your chances of finding an affordable home.

Online mortgage calculators can help you estimate how much you can afford to spend when you're buying a house. A calculator will provide fields for the value of the property you want to buy, the proposed interest rate, the length of the mortgage term and the amount of the deposit. You can modify these variables to indicate how a lower interest rate, a larger deposit or a less expensive property would affect your monthly financial obligations once you've purchased a home.

A Monterey Park financial planner can be a helpful ally in your search for home ownership. Multiple certified planners can advise you on whether you're financially ready to buy a house, or whether you might benefit by waiting until you can afford a larger deposit or repair your credit rating. While Monterey financial planners will be supportive of your personal goals, they won't encourage you to take on a loan that exceeds your resources.

Monterey Park financial planners will suggest strategies for making your first property purchase more affordable. If you are a first time home buyer, you may qualify for certain tax credits in the year that you buy your house. In addition, you may receive promotional offers from lenders who are eager to attract new business. A Monterey Park financial planner will help you choose the most reliable deal when you're shopping for a mortgage to buy the house of your dreams.

Accelerated CA Retirement Planning

Young home buyers and new parents aren't the only ones who need help managing their personal finances. Older working professionals who are approaching retirement often seek help from a certified planner as they prepare for the years when they're no longer actively working. If you're in your 50s or early 60s and you're just beginning to prepare for retirement, a certified planner will assure you that it's not too late to start planning for a more comfortable future.

When you're facing retirement without a substantial nest egg, you may need to accelerate your savings and investment strategies in order to reach your goals. You may also need to downsize your plans for retirement or postpone some of your objectives so that you'll have more time to earn some extra income. Your planner may advise that you take on a part time job or request extra hours at work in order to pad your savings accounts. Instead of saving 10 percent of your income, as young professionals often do, try to set aside 20 percent or more.

If you're getting started late in the game, you may want to consider putting off your retirement for a year or two or taking your Social Security benefits later. The longer you wait to begin collecting Social Security, the higher your monthly benefit will be. After your retirement date, think about working part time or taking on consulting work to supplement your income, if necessary. Keep in mind that Monterey Park financial planners are available to help you at any stage of the retirement planning process, from your 20s until your 80s and beyond.

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Financial Planners in Monterey Park

Alan Gelb, CFP
Alan Gelb, CFP
330 N. Brand Blvd.
Suite 1150
Glendale, CA 91203

Josh Fatoullah
Josh Fatoullah
2121 Avenue of the Stars
Suite 2350
Los Angeles, CA 90067

Zain Griffith
Zain Griffith
9701 Wilshire Blvd
Suite 1000
Beverly Hills, CA 90212

Eric Pritz, CFP
Eric Pritz, CFP
2121 Avenue of the Stars
Los Angeles, CA 90067

Paul Taghibagi, CFP
Paul Taghibagi, CFP
2121 Avenue of the Stars
Suite 1600
Los Angeles, CA 90067

Theodore E.  Saade CFP®, AIF®, CMFC
Theodore E. Saade CFP®, AIF®, CMFC
2121 Avenue of the Stars
Suite 1600
Los Angeles, CA 90067

Anthony Masterson
Anthony Masterson
12100 Wilsure Blvd.
8th Floor
Los Angeles, CA 90025

Mark Higginbotham
Mark Higginbotham
21515 Hawthorne Blvd
Suite 200
Torrance, CA 90503

Heather Castle CFP, ChFC, AIF
Heather Castle CFP, ChFC, AIF
1168 S. Barrington Avenue Suite 502
Los Angeles, CA 90049

Kenneth Beber
Kenneth Beber
451 West Bonita Avenue
Suite 5
San Dimas, CA 91773

Mark Higginbotham
Mark Higginbotham
2400 E Katella Ave
Suite 800
Anaheim, CA 92806

Eric Trapasso
Eric Trapasso
7821 24 Th St
Westminster, CA 92683

Anthony A. Saccaro, ChFC
Anthony A. Saccaro, ChFC
20335 Ventura Boulevard, Suite 125
Woodland Hills, CA 91364

Rick Donnelly
Rick Donnelly
17901 Von Karman Ave
Suite 600
Irvine, CA 92614

Dave Hutchison, CFA
Dave Hutchison, CFA
1301 Dove Street
Suite 1080
Newport Beach, CA 92660

Simon Reeves
Simon Reeves
30 Enterprise, Suite #190
Aliso Viejo, CA 92656

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