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Port Orange Financial Planners

Port Orange financial planners can help Florida residents avoid costly mistakes in their personal financial planning by offering expert advice on everything from education savings to long-term investments. People living in Port Orange face many decisions when it comes to personal finance planning, many of which can seem confusing. If you're a FL resident on a budget, Florida certified financial planners can recommend strategies that stretch your dollars the furthest while ensuring that you don't miss low-risk opportunities or make mistakes that can deplete your hard-earned savings. Having a Port Orange financial planner on your side can give you the peace of mind that an expert has your best interests at heart, allowing you to focus on your strong points, whether you work in business, government or health care.

Benefits of a Financial Planner

If you live on a budget, you might wonder whether the benefits of a Port Orange financial planner outweigh the costs. If you are just starting to invest and have a slim portfolio, you will probably pay a FL personal finance advisor a flat fee by the hour. This will give you some consistency and predictability when it comes to your finances. One of the greatest benefits of working with a certified advisor or even a team of financial planners if you choose a large Port Orange firm, is the chance to see new potential in your finances. If you live essentially paycheck to paycheck, you are missing opportunities to save for the future and setting yourself up for a weak nest egg when you want to retire.

A Port Orange financial planner can help you recognize where you might be overspending and what steps you might have to take to start a savings account. If you never seek professional advice, you will likely keep the same spending habits you've always had. The biggest danger isn't even for Port Orange residents who struggle to make ends meet, but for those who live comfortably without putting money way. Fortunately, there are also great opportunities for FL residents in this group, and a Port Orange financial planner can show them the enjoyment that can be had by watching savings accounts and long-term investments grow.

Types of Investments

Terms like 401k plans, IRAs and Roth IRAs are probably familiar to you, and you might even have a 401k account through your employer. If you work for a nonprofit or for a government agency, you would have a 403b account, which works similarly to a 401k. Even if you have an account, you might not be making the most of it. A Port Orange financial planner can explain the tax benefits and contribution rules regarding retirement accounts, including opportunities to increase your contributions beyond the standard maximum once you reach the age of 50.

If your employer does not offer a 401k, or if you are likely to change Port Orange employers several times before retirement, personal finance planners might recommend that you open an IRA. You can even have both accounts at the same time, which is a good option if your current employer matches your 401k contributions. Both IRAs and 401k accounts allow you to make tax-free contributions until you withdraw your funds at retirement. If you plan to have a greater income at retirement than you do now, you might want to investigate a Roth IRA, which allows you to have your contributions taxed now so you can avoid later taxation. Port Orange financial planners can recommend the best decisions for you regarding these accounts.

The types of investments that most often benefit from the advice of Port Orange financial planners is the mix of securities that comprises your long-term portfolio. Once you have created an emergency savings account and established your basic retirement accounts, your Port Orange financial advisor will help you build a portfolio that maximizes the earning potential of your savings. Financial planners can help you mitigate risk and avoid common mistakes that can result from choosing investments without research or relying on friends, family or the Internet for investment choices.

Choosing a Port Orange Planner

Researching Port Orange financial planners online can help you compare your options to find the perfect advisor for you. If you want to work with a team of planners that can offer different opinions or have areas of expertise, you might seek a large Florida firm. If you prefer personalized service with just one advisor who knows you well and understands you long-term goals, you might want to research individual practices. No matter which route you take, make sure that any planners you work with are certified by the state of Florida. Using online resources to compare personal finance advisors can help you find reviews, references and accolades for advisors in your area.

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Financial Planners in Port Orange

Scott Martin, CFP, CExP
Scott Martin, CFP, CExP
1325 S. International Parkway
Suite 2221
Lake Mary, FL 32746

Richard Reyes, CFP
Richard Reyes, CFP
125 S. Swoope Ave
Suite 109
Maitland, FL 32751

Eric Lasso
Eric Lasso
1900 Summit Tower Boulevard
Suite 630
Orlando, FL 32810

Nick J. Russell, CRPC   Founding Partner
Nick J. Russell, CRPC Founding Partner
6052 Turkey Lake Rd, Ste. 101
Orlando, FL 32819

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