Nationwide Financial Planners

National Coverage

Local Professionals

Financial Planning Advice

Racine Financial Planners

Racine financial planners is worth looking into when needing a professional to analyze your present money situation. This is true whether you feel confident you have a bright and stable financial future or if you feel unsteady and strapped with debt. There are Racine financial planners diversified in as many specialties as the population is diverse. So, whether you are a single parent, married with or without a family, or single and young or old, you will find Wisconsin planning professionals to suit your needs in Racine.

First, look for a Racine financial planner according to their credentials. You will want someone who is a Certified Financial Planner, or CFP. This indicates they have studied much about finance for homes and businesses, and have passed some very rigorous tests. The Certified Financial Planner Board of Directors gives credentials for those who pass the difficult tests. In addition a Certified Financial Planner must have agreed to a fiduciary oath. This means that they will not be looking to make side deals where they make money off of you. In addition, this oath also commits the Certified Financial Planner to have only your interest in mind when working as your Racine Financial Planner.

Finding the Right Financial Planner

When you start looking for a Racine financial planner, it may seem overwhelming at first. But, once you start looking around online, and finding and comparing credentials and specialties compared to your needs, it will whittle down the list hopefully down to one Racine financial planner. If you are married with kids, you may be wondering how you will send your children to college, while still saving for retirement. And, if you are single you may be wondering if you should put as much in a tax-deferred account such as a 401k or if you should instead opt for your Roth IRA or instead make more liquid investments.

If you are facing a life transition, such as retiring, marrying or divorcing, it is time to hire a Racine financial planner because you need to not only know what WI laws might affect you financially speaking, but you also need to have a plan in place that works for you and with you. When contacting potential professional finance planners in WI, you will also want to find out how your potential CFP will charge you. It is typically by commission or by consulting fee (called fee-only planners). Commission is made when the planners, from Racine, WI, and all over the nation, make money only when they sell you monetary products. This can make them more focused on their own need for survival and sustenance than on other planners who make money by the hour.

Fee-only planners are typically hired by you and you pay them per project or per hour. This is more like a consultant. And, it seems to work out well, because both parties tend to win out. You are relieved of the stress and concern that your Racine planners are trying to sell you products, and they know they will make money for consulting you.

What to Expect

Once you have determined which planner you would like to hire, they will take a look at your financials and fiscal health. First they will establish your net worth. This is gotten by taking your assets and subtracting out your liabilities (debt). They will also look at your cash flow to see how much money you have coming in (income) minus the money you are spending (outflow). If you are over-spending, they will recommend ways for you to pare back on your spending. If you are having trouble cutting out any more spending, you may have to start looking for a new job or sell off some assets.

Racine financial planners are also familiar with the economy and situations that Racine households are likely facing, because they are also living and working in Racine, Wisconsin, just like you. Additionally, consider what special financially minded concerns you have today. This can help you find the right planner for you and your family. For instance, if you are getting divorced and have a lot of debt (or likewise, assets and wealth) consider a planner with special experience in that area. If you instead are looking at life without a husband, but have a baby you may wonder how you will afford everything. That is also a great time to hire a planner.

Racine financial planners are as diverse in their specialties as the residents of Racine, Wisconsin. They also understand your area best because they choose to call it home. Consider hiring someone who also has the specialized knowledge to serve your unique monetary and investment planning needs when you consider a planner. They can help you in more ways than you might imagine, by helping you build a plan for the future.

Choose a Qualified Financial Planner

Compare Planners From Top Firms

Find a Planner

Your information is encrypted Your Information is Encrypted, Private, and Secure

Financial Planners Feedback

What People Are Saying

Using this site to get instantly connected to local financial planners made finding help with creating plans for savings and retirement super easy!
Meredith A, Jacksonville FL

Financial Planners in Racine

Jeremy Keil
Jeremy Keil
15350 W. National Ave
Suite 214
New Berlin, WI 53151

Allan Haupert
Allan Haupert
13890 Bishop's Drive
Suite 405
Brookfield, WI 53005

Kurt Rozman
Kurt Rozman
675 North Barker Road Suite 220
Brookfield, WI 53045

Ed Hungler
Ed Hungler
2700 Patriot Blvd.
Suite 120
Glenview, IL 60026

This website provides information related to the subjects covered. Before making any financial or legal decisions, a professional should be consulted.